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Refinance Mortgage Calculator
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Cash-Out Refinance Calculator
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Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
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Buy
Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Refinance
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today’s options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Rates
Resources
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Programs
Navigate all our programs and find the perfect loan for you.
Customers
About
Find A Loan Officer
All Licensed Loan Officers
Abiner Vicente
Processing Coordinator
NMLS# 2664136
Adam Falis
Mortgage Loan Originator
NMLS# 216485
Aileen Brida
Branch Manager
NMLS# 139781
AJ Albuquerque
Mortgage Banker
NMLS# 2244513
Al Church
Branch Manager
NMLS# 89273
Alan David
Mortgage Banker
NMLS# 29381
Alesia Warner
VP, Mortgage Banker
NMLS# 49412
Alesia Warner
Division Manager
NMLS# 49412
Alexander Lear
Mortgage Loan Originator
NMLS# 712353
Ali Corso Lambur
Mortgage Banker
NMLS# 2329105
Allie Sirmaian
Mortgage Banker
NMLS# 1993489
Andrew Johnson
Loan Processor
NMLS# 1660745
Andy Kenney
Mortgage Banker
NMLS# 2212157
Ann Proctor
VP, Sr Loan Officer
NMLS# 16795
Anne Ogden
Senior Mortgage Banker
NMLS# 523291
Anne Marie Concemi
Branch Manager/VP, Mortgage Banker
NMLS# 3527
Anthony Vicente
VP, Mortgage Banker
NMLS# 2098271
Anthony Liquore
Mortgage Banker
NMLS# 117157
Ashley McCarthy
Branch Manager
NMLS# 412514
Audra Santos
Branch Manager
NMLS# 49570
Ben Steele
Mortgage Banker
NMLS# 2095451
Betsy Hauser
Mortgage Banker
NMLS# 6320
Bill Flanagan
Mortgage Loan Originator
NMLS# 1525363
Bill Gaudet
Mortgage Banker
NMLS# 1940893
Blaine Cahill-Welsh
Mortgage Banker
NMLS# 1718488
Bob Bradley
Mortgage Banker
NMLS# 431493
Bob Zanlungo
Branch Manager
NMLS# 108809
Brendan Hickey
Senior Mortgage Banker
NMLS# 47876
Brett Balisciano
Branch Manager
NMLS# 13160
Brian Butler
Mortgage Loan Originator
NMLS# 1758983
Brian Reardon
Mortgage Banker
NMLS# 1956939
Brianna Peroza
Mortgage Banker
NMLS# 2509888
Bridget Breed
Mortgage Banker
NMLS# 1372661
Bryan Rauch
Mortgage Banker
NMLS# 1692375
Camille Spinelli
Mortgage Banker
NMLS# 2052312
Carlos Lara
Branch Manager
NMLS# 1076756
Carolina Callaghan
VP, Mortgage Loan Originator
NMLS# 97328
Carrie Sanchez
Branch Manager
NMLS# 1465526
Cesar Mancebo
Branch Manager
NMLS# 2384927
Charlie Masse
Branch Manager/VP, Mortgage Loan Originator
NMLS# 23120
Charlie Weiss
Branch Manager
NMLS# 34733
Charlie Sims
Mortgage Banker
NMLS# 2649095
Charlotte Bittner
Mortgage Banker
NMLS# 2269478
Chris Genovese
Sr. Mortgage Banker
NMLS# 210006
Chris Sweeney
Mortgage Banker
NMLS# 473972
Chris Gilmette
Mortgage Banker
NMLS# 2619867
Christian Aledia
Mortgage Banker
NMLS# 2535732
Christopher Johnson
Mortgage Loan Originator
NMLS# 409860
Christopher Bravo
Mortgage Loan Originator
NMLS# 2003434
Chuck Threshie
VP & Senior Mortgage Loan Originator
NMLS# 1748114
Cindi James
Mortgage Banker
NMLS# 1725768
Conroy Johnson
Mortgage Banker
NMLS# 2535834
Corinne Moreno
Branch Manager
NMLS# 1858258
Dana McNerney
Mortgage Loan Originator
NMLS# 638911
Daniel Bohensky
Sr. Mortgage Banker
NMLS# 2687254
Danielle Bartels
Mortgage Banker
NMLS# 2000223
Danny Ortega
Branch Manager
NMLS# 1460631
Dante Vitolo
Mortgage Banker
NMLS# 2626134
Darren Kaplan
Branch Manager/VP, Mortgage Loan Originator
NMLS# 4232
David Eaton
Mortgage Banker
NMLS# 2095536
David Zionts
Mortgage Banker
NMLS# 110961
Dee Church
Senior Mortgage Banker
NMLS# 89756
Denise Peach
Senior Vice President, Branch Manager
NMLS# 41008
Denise Panza
VP, Mortgage Loan Originator
NMLS# 16446
Dennis Works
VP, Mortgage Loan Originator
NMLS# 1031662
Dennis Torres
Mortgage Banker
NMLS# 2468287
Derek Malila
Mortgage Banker
NMLS# 12902
Derick DaCosta
Loan Officer
NMLS# 2311229
Deron Barton
Division Branch Manager
NMLS# 5483
Deron Barton
Division Branch Manager
NMLS# 5483
Diana Aveiga
Mortgage Banker
NMLS# 2528723
Domenic Apostolico
Branch Manager
NMLS# 4059
Dominic DeMilo
Sr. Mortgage Loan Originator
NMLS# 1970440
Don Luth
Senior Mortgage Loan Originator
NMLS# 134635
Don Valentas
SR. Mortgage Banker
NMLS# 1295276
Don Davis
VP, Branch Manager
NMLS# 186820
Donald Rossi
Mortgage Banker
NMLS# 295028
Donna Peters
Mortgage Banker
NMLS# 1682560
Donna Weinberg
Mortgage Banker
NMLS# 89241
Doug Kent
Branch Manager
NMLS# 228341
Drew Snook
Mortgage Banker
NMLS# 744095
Dylan Caplette
Mortgage Banker
NMLS# 2683914
Ed Gosselin
VP, Mortgage Banker
NMLS# 471749
Edgar J Ferreras
Mortgage Loan Originator
NMLS# 2356101
Emi Kalici
Sales Manager
NMLS# 281849
Eric Chou
Loan Officer
NMLS# 2473047
Eric Shumacher
Mortgage Loan Originator
NMLS# 365394
Eric Khan
Regional Manager
NMLS# 184348
Erin McNally
Branch Operations Manager
NMLS# 939816
Eva S. Kokosinska
Branch Manager
NMLS# 19571
Evan Zalios
Mortgage Banker
NMLS# 819080
Felix Gutierrez
Branch Manager
NMLS# 755077
Francisco Espaillat
Mortgage Banker
NMLS# 609815
Frederick Davila Jr
Mortgage Banker
NMLS# 2446916
Garrett Kent
Mortgage Banker
NMLS# 1655599
Gen Calvo
Mortgage Banker
NMLS# 586982
George Simmons
Mortgage Banker
NMLS# 2616382
George Komoroski
Vice President/Mortgage Loan Originator
NMLS# 16721
George Makrides
Sr. Mortgage Banker
NMLS# 942158
Gerardo Robledo
Branch Manager
NMLS# 149967
Gina Pereira
Mortgage Loan Originator
NMLS# 1294432
Glenda Oppenheimer
Mortgage Banker
NMLS# 2072354
Glenn Hauer
Branch Manager
NMLS# 1190250
Glenn Heyse
Mortgage Banker
NMLS# 1658754
Haley Berry
Mortgage Banker
NMLS# 81465
Hayley Horzepa
Mortgage Loan Originator
NMLS# 1891674
Heriberto Camacho
Mortgage Banker
NMLS# 2606852
Jaime Laureano
Senior Mortgage Loan Originator
NMLS# 257075
Jake Healy
VP, Mortgage Loan Originator
NMLS# 1028904
Jake Earl
VP, Mortgage Banker
NMLS# 975556
James Khoury
Branch Manager
NMLS# 50872
James McNiff Jr
VP of Mortgage Lending
NMLS# 13292
Jamie Giorgi
Mortgage Banker
NMLS# 2118181
Jana Bottass
Mortgage Banker
NMLS# 1826980
Janice Figueroa
Loan Officer
NMLS# 1461374
Jason Alves
VP, Mortgage Loan Originator
NMLS# 13269
Jason Girardin
Senior Mortgage Loan Originator
NMLS# 144002
Jason Scholz
Mortgage Loan Originator
NMLS# 2026761
Jason Martinez
Mortgage Banker
NMLS# 2652469
Jay Welsh
SVP, Regional Manager
NMLS# 187627
Jay Johnston
Branch Manager/VP, Mortgage Banker
NMLS# 149795
Jeff Clark
Loan Officer
NMLS# 1886434
Jennifer McCall
Mortgage Banker
NMLS# 408711
Jennifer Jackson-Torrens
Senior Mortgage Banker
NMLS# 113835
Jessica Hastings
VP, Mortgage Loan Originator
NMLS# 1603259
Jill Carini
Mortgage Banker
NMLS# 643576
Jill Cantarella
Mortgage Banker
NMLS# 2455971
Joan Apostolico
Senior Mortgage Banker
NMLS# 26000
Joanne Ingle
Branch Manager
NMLS# 1544833
Joey Defrancisco
Mortgage Banker
NMLS# 2052750
Johanna Andrade
Mortgage Banker
NMLS# 1954585
John Sequeira
Mortgage Banker
NMLS# 2531050
John Goscila
Mortgage Banker
NMLS# 756126
John Micheletti
Senior Mortgage Banker
NMLS# 23187
John Barbee
Divisional Manager
NMLS# 207325
Jordyn Cote
Mortgage Banker
NMLS# 2561084
Jorge DosSantos
Branch Manager
NMLS# 13263
Jose Castro
Branch Manager
NMLS# 1589796
Jose Castro
Mortgage Banker
NMLS# 1589796
Jose-Vladimir Lopez
Mortgage Loan Originator
NMLS# 508801
Joshua Hayden
Mortgage Banker
NMLS# 2446332
Josue Hernandez
Branch Manager
NMLS# 1130296
Joy Sligh
Branch Manager
NMLS# 843359
Juan Chamba
Mortgage Banker
NMLS# 2064057
Justin Girolimon
Vice President & Senior Mortgage Loan Originator
NMLS# 180243
Justin Compton
Mortgage Banker
NMLS# 2574593
Karen Karker
Mortgage Banker
NMLS# 85338
Kassandra Olivo
Mortgage Banker
NMLS# 35124
Kate DiBenedetto
Mortgage Banker
NMLS# 1391040
Kathleen Broadhurst
Mortgage Banker
NMLS# 756104
Katie DeSisto
Mortgage Banker
NMLS# 1912665
Kayla Dermody
Mortgage Banker
NMLS# 2664010
Kelly Turner
Assistant Branch Manager
NMLS# 1219365
Kenneth Shuler
Senior Mortgage Banker
NMLS# 560906
Kerri Loguidice
Mortgage Banker
NMLS# 1746202
Kevin Allen
Mortgage Banker
NMLS# 1649832
Kevin Kearns
Branch Manager
NMLS# 175711
Kory Sirmaian
Mortgage Banker
NMLS# 2654054
Kristin Polacik
Mortgage Loan Originator
NMLS# 1536535
Lanie Conklin
SVP of Mortgage Lending/Branch Manager
NMLS# 106499
Lazka Garrido
Mortgage Banker
NMLS# 1596087
Leasly Negrón
Mortgage Banker
NMLS# 2475920
Lei Bao
Mortgage Banker
NMLS# 2222552
Leslie I. Perez
Mortgage Banker
NMLS# 1373517
Lisa German
Mortgage Banker
NMLS# 581886
Louisa Bailey
Branch Manager
NMLS# 1093220
Luis Vivas
Mortgage Banker
NMLS# 1225511
Luz Del Carmen McCray
Mortgage Banker
NMLS# 1232031
Lynne Valente
Mortgage Banker
NMLS# 118083
Manny Gomes
SVP, Branch Manager
NMLS# 105339
Marc Peterson
Mortgage Banker
NMLS# 1780302
Marc Ehrgott
Branch Manager
NMLS# 40214
Marc Ehrgott
Branch Manager
NMLS# 40214
Marc Laudicina
Branch Manager
NMLS# 5429
Marc Nathan
Vice President & Senior Mortgage Banker
NMLS# 90295
Marcel Alphonse
Mortgage Banker
NMLS# 366650
Marco Merati
Mortgage Loan Originator
NMLS# 376445
Marcus Shearrion
Mortgage Banker
NMLS# 2463082
Maria Redente
Mortgage Banker
NMLS# 117367
Marie Thibodeau
Sr. Mortgage Banker
NMLS# 1465742
Marie Antionette Brai
Mortgage Banker
NMLS# 2423387
Mark Zaia
VP, Mortgage Loan Originator
NMLS# 70490
Mark A Lloyd
Branch Manager
NMLS# 1789593
Mason Law
Mortgage Banker
NMLS# 2108006
Mateo Delgado
Mortgage Banker
NMLS# 2655436
Matthew Almeida
Mortgage Banker
NMLS# 1975067
Matthew Cahill-Welsh
Mortgage Banker
NMLS# 1995195
Matthew Trumbley
VP, Mortgage Banker
NMLS# 13195
Matthew Tran
VP, Mortgage Banker
NMLS# 1644981
Melinda Torrens
Mortgage Banker
NMLS# 2685437
Melissa Speer
Mortgage Banker
NMLS# 1143215
Melissa O'Strander
Branch Manager
NMLS# 1396546
Michael McAllister
Mortgage Banker
NMLS# 1908612
Michael Chelst
Branch Manager
NMLS# 189764
Michael Zaccagnini
Sr. Mortgage Loan Originator
NMLS# 161520
Michael Dubecky
Mortgage Banker
NMLS# 1481247
Michael Del Grosso
Senior Mortgage Banker
NMLS# 1140520
Michael Gebbia
Mortgage Banker
NMLS# 1954372
Mike Ortiz
Mortgage Banker
NMLS# 1474791
Mike Mahla
Mortgage Banker
NMLS# 2689494
Nancy Robustelli
Mortgage Loan Originator
NMLS# 53458
Natalie Espinal-Almonte
Mortgage Banker
NMLS# 2179973
Neal Ludovico
Senior Mortgage Loan Originator
NMLS# 13193
Nelson DaSilva
VP, Mortgage Loan Originator
NMLS# 68184
Nicholas A. Brownell
Branch Manager
NMLS# 918783
Nick Caparosa
VP, Mortgage Loan Originator
NMLS# 1481262
Nick Kaszei
Mortgage Loan Originator
NMLS# 1211676
Nicolas Fabian
Mortgage Banker
NMLS# 1748676
Ollie Jay Spears
Divisional Sale Manager
NMLS# 481156
Paul Palmer
Branch Manager
NMLS# 6322
Pete Blaney
Senior Mortgage Banker
NMLS# 13165
Randall Brogan
Sr. Mortgage Banker
NMLS# 1702451
Ray Randolph Vargas
Mortgage Banker
NMLS# 2103203
Rene Acevedo
Mortgage Banker
NMLS# 2334318
Rich Boiano
Mortgage Banker
NMLS# 108640
Richard Breed
Branch Manager/Vice President, Senior Mortgage Banker
NMLS# 704369
Richard Saltos
Mortgage Banker
NMLS# 2444385
Rick Akatyszewski
Sales Manager
NMLS# 23319
Rui Santos
Mortgage Banker
NMLS# 2418884
Ryan Spano
Mortgage Loan Originator
NMLS# 2239937
Ryan Cast
Mortgage Banker
NMLS# 1482468
Ryan Seeger
Mortgage Banker
NMLS# 741801
Samantha Mourad
VP, Mortgage Banker
NMLS# 1524849
Samson Doyle
VP, Sr. Mortgage Banker
NMLS# 324235
Sandi Kent
Mortgage Banker
NMLS# 228356
Sandra Dennehy
Mortgage Banker
NMLS# 41608
Sasha Delgado
Mortgage Banker
NMLS# 1184803
Scarlett Hernandez
Branch Manager/VP, Mortgage Banker
NMLS# 1481186
Scott Almeida
Mortgage Banker
NMLS# 35170
Scott Wachtel
Branch Manager
NMLS# 1240171
Sean Decoteau
Branch Production Manager
NMLS# 1539973
Shane Higgins
Senior Mortgage Banker
NMLS# 2020715
Shane Satchell
Mortgage Banker
NMLS# 1808519
Shelby Lamarre
Mortgage Banker
NMLS# 1152674
Shelly Akatyszewski
Branch Manager
NMLS# 23321
Shontez Moore
Sr. Mortgage Banker
NMLS# 1554889
Sinthia Lopez
Mortgage Banker
NMLS# 2236987
Stacie Philbrook
Mortgage Banker
NMLS# 1461109
Stacy Riley
Senior Mortgage Banker
NMLS# 750413
Stephanie Monteiro
Branch Manager
NMLS# 1872982
Stephany Cedeno
Mortgage Banker
NMLS# 1403705
Stephen Kulisek
SVP of Mortgage Lending
NMLS# 21743
Stephen McFarlin
Senior Mortgage Banker
NMLS# 38922
Stephen Gambardella
Mortgage Banker
NMLS# 1997649
Steve Neary
Mortgage Loan Originator
NMLS# 1657440
Steve Lavallee
Mortgage Banker
NMLS# 326146
Steven Petullo
Mortgage Banker
NMLS# 756128
Steven Lachance
Mortgage Banker
NMLS# 364625
Susan McNamara
Mortgage Banker
NMLS# 116976
Susan Kayal
Mortgage Banker
NMLS# 2308472
Suzanne Greene
Branch Manager/VP, Mortgage Banker
NMLS# 90210
Tammie Crainich
Mortgage Loan Originator
NMLS# 75921
Tatiana Santiago
Mortgage Banker
NMLS# 1656388
Terry Hastings
Branch Manager/VP, Mortgage Loan Originator
NMLS# 22313
Thomas Kierce
Mortgage Banker
NMLS# 2251692
Thomas Ziemba
Mortgage Banker
NMLS# 2694981
Thomas J. Bepko III
Executive Vice President of Sales
NMLS# 202157
Tim Dawley
Mortgage Loan Originator
NMLS# 1481257
Todd Marino
Branch Manager
NMLS# 675632
Tom Furey
Mortgage Banker
NMLS# 88923
Tracey Jackson
Branch Manager/VP, Mortgage Banker
NMLS# 113214
Travella Cook-Robinson
Sr. Loan Officer
NMLS# 206389
Travis Smith
Mortgage Banker
NMLS# 174450
Tricia Pelletier
Senior Loan Officer
NMLS# 1771962
Tyler Schappach
Mortgage Banker
NMLS# 2344000
Vanessa Salas
Mortgage Banker
NMLS# 1784206
Victoria Possidento
Senior Mortgage Banker
NMLS# 70586
Vincent Grabowski
Mortgage Banker
NMLS# 2465495
Vincent Masone
SVP of Mortgage Lending
NMLS# 271102
Wendy Colson
Branch Manager
NMLS# 1678967
Wendy Colson
Senior Mortgage Banker
NMLS# 1678967
William Lucas
Mortgage Banker
NMLS# 828075
William Lavigne
Mortgage Banker
NMLS# 78392
William Navarro
Mortgage Banker
NMLS# 1828495
Wyatt Angiulo
Mortgage Banker
NMLS# 2413251
Zach Danziger
Mortgage Loan Originator
NMLS# 2122367
Zach Cofrancesco
Mortgage Loan Originator
NMLS# 2543739
Zachary Mourad
VP, Mortgage Banker
NMLS# 1568840
Zuleem Garcia
Mortgage Banker
NMLS# 2558713