we like long walks, low rates and happy homebuyers

Denise is the best of the best! Truly 10 out of 5 stars. This is the second time my family works with her and we are equally impressed with her work ethic as the first time. She is so knowledgeable, fast, and responsive. With whatever question we had, Denise was always a call or text away, even after hours! During our whole loan process, Denise got the ball rolling right away and she never missed a thing. It’s been a dream working with her and we couldn’t recommend her more. Thank you Denise!

Denise Panza was so great to work with! She got back to us on all matters very quickly & answered every question with care. Her positive attitude made our first home buyers experience a wonderful one! We love the use of the app to keep all documents & info organized.

I can't thank Nelson enough for his exceptional support during the process of buying our new home. He was incredibly accommodating and always willing to go the extra mile to answer our questions, regardless of the day or time. Nelson made himself available whenever we needed assistance. I’m truly glad I chose Total Mortgage as our lender, and I will always be grateful to Nelson and his team for their outstanding service.

We had an excellent experience with Total Mortgage. Betsy Hauser is professional, efficient and knowledgable. She took the time to explain the process to us and was very patient and helpful. We highly recommend reaching out to Betsy and Total Mortgage!

Mark answered all our questions, gave us advice, and helped us navigate the whole process: the application, getting approval and closing. He followed up after the closing too to make sure we had all the paperwork in order.

Everyone was all on the same page at every step of the process. Any issues were quickly resolved.

Denise Panza will always be first choice in buying a home or a referral from anyone I know looking to buy a home .. A amazing person , I’m glad we crossed paths it was really meant to be ..

From the very beginning, Matt gave us a true sense of trust. My husband and I always felt comfortable sharing our thoughts and concerns, and throughout the entire process we felt truly heard. His organization and professionalism ensured that every question was answered promptly and every piece of paperwork was handled right away. What stood out the most was how clearly he explained each milestone needed to complete the loan, making sure we understood every step. Matt never felt like “just someone from a company” — instead, he felt like a close family member we could fully trust with our finances. Another detail that meant so much to us was that Matt made it to our closing. Not all lenders take that extra step, but his presence, along with our real estate agent, made us feel supported from beginning to end. We are so grateful for Matt’s dedication and care during such an important time in our lives. We truly felt supported from start to finish and highly recommend him!

Suzanne and her Team did an Excellent job to us. They are on point just submit every document they need and the process will be so quick. They always make it sure that their doing their BEST to make everything happen. To Suzanne and the TEAM. Thank you so much!

I dealt with Anne and Stacey in the Andover office and they were both amazing and super helpful through the entire process! Highly recommend them !