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Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today’s options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Programs
Navigate all our programs and find the perfect loan for you.
Buy
Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Refinance
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today’s options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Rates
Resources
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Programs
Navigate all our programs and find the perfect loan for you.
Customers
About
OUR LEADERSHIP
John Walsh
FOUNDER & CHAIRMAN
John Walsh is a loan officer's kind of founder. A former LO himself, he knows what it's like to be in the field, as well as the resources needed to succeed. His commitment to hiring and helping loan officers grow their business is one of the reasons why Total Mortgage has been so successful for more than two decades.
Scott Penner
CEO
Prior to joining Total Mortgage, Scott was a real estate and compliance attorney. In 2008, he opened Penner Law Firm, which quickly grew to become one of the largest real estate law firms in CT. Scott worked closely with Total Mortgage for years, until he was asked to come on board as President in 2015, and then CEO in 2017. Under Scott's leadership, Total Mortgage hit record numbers, and has continued an impressive trajectory of growth.
Chris Affinito
CHIEF REVENUE OFFICER
Bill Schettler
CHIEF PRODUCTION OFFICER
Erik Martin
CHIEF SOLUTIONS OFFICER
Josh King
CHIEF TECHNOLOGY OFFICER
Deena DeCarlo
CHIEF OPERATING OFFICER
Kristen Gordon
CHIEF FINANCIAL OFFICER
Alex Galletti
VP OF BUSINESS DEVELOPMENT
Meg Geary
DIRECTOR OF OPERATIONS
Merjola Bala
DIRECTOR OF PEOPLE OPERATIONS
Jorge DosSantos
CHIEF STRATEGY OFFICER
Melissa Egan
CHIEF RISK OFFICER
Peter Mueller
CHIEF COMPLIANCE OFFICER
Mike Duda
Director of Retail Sales