Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today’s options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Buy
Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Refinance
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today’s options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Rates
Resources
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Customers
About
Licensing
Total Mortgage Services, LLC NMLS ID #2764.
- Alabama - Alabama Consumer Credit License No.22256
- Arkansas - Arkansas Combination Mortgage Banker-Broker-Servicer License No. 103968
- Arizona - Arizona Mortgage Banker License No. 0924361. Address: 25030 S. 190th Street, Queen Creek, Arizona 85142
- California - California DOC Finance Lenders Law License No. 6038205. Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. California DOC Residential Mortgage Lending Act License No. 4131076. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act.
- Colorado - Colorado Mortgage Company Registration** 1st and 2nd Lender/Broker *Regulated by the Colorado Division of Real Estate
- Connecticut - Connecticut Mortgage Lender License No. 4035
- District of Columbia - DC Mortgage Dual Authority License No MLB2764
- Delaware - State of Delaware Commissioner of Banks, First and Second Mortgage Lender/Broker License No. 148357
- Florida - Florida Mortgage Lender Servicer License No. MLD925.
- Georgia - Georgia Mortgage Lender License No. 17014
- Guam - Guam Residential Mortgage Lender and Servicer License No. 2023-1099
- Iowa - Iowa Mortgage Banker License No. 2014-0119
- Illinois - Illinois Residential Mortgage Licensee. License No. MB6759847. IL Department of Financial and Professional Regulation, Division of Banking - Address: 555 West Monroe St., 5th Floor, Chicago, IL 60661 -Phone Number: (312) 793-3000 - www.idfpr.com
- Indiana - Indiana DFI First Lien Mortgage Lender License 24341
- Kansas - Kansas Mortgage Company License* -MC.0025126 *Kansas Licensed Mortgage Company.
- Kentucky - Kentucky Mortgage Company License MC382834
- Louisiana - Louisiana Mortgage Loan Company License
- Massachusetts - Massachusetts Mortgage Broker License No. MC2764. Massachusetts Mortgage Lender License No. MC2764.
- Maryland - Maryland Mortgage Lender License No. 12625
- Maine - Maine Supervised Lender License No. SLM1196
- Michigan - Michigan 1st Mortgage Broker/Lender License No. FL2844. Michigan 2nd Mortgage Broker/Lender Registrant License No. SR1875.
- Minnesota - Minnesota Residential Mortgage Originator License number MN-MO-2764
- Mississippi - Mississippi Mortgage Lender License* No. 2764 *Licensed by the Mississippi Department of Banking and Consumer Finance.
- Montana - Montana Company License
- North Carolina - North Carolina Mortgage Lender License No. L-101605
- North Dakota - North Dakota Money Broker License #MB102999
- Nebraska - Nebraska Mortgage Banker License No. NE2764
- New Hampshire - New Hampshire Mortgage Banker License* No. 2764MB* Licensed by the New Hampshire Banking Department.
- New Jersey - New Jersey Residential Mortgage Lender License No. 9933043.
- New Mexico - New Mexico Mortgage Loan Company License
- Nevada - Nevada Mortgage Company License #5855.
- New York - Total Mortgage Services, LLC New York Mortgage Banker License* Number B500949 *Licensed Mortgage Banker - NYS Department of Financial Services.
- Oklahoma - Oklahoma Mortgage Lender License No: ML010957
- Ohio - Ohio Mortgage Broker Act Mortgage Banker Exemption - License No. MBMB.850143.000.
- Oregon - OR Oregon Mortgage Lending License ML-5246
- Pennsylvania - Pennsylvania Mortgage Lender License* No. 30367* Licensed by the Pennsylvania Department of Banking and Securities.
- Rhode Island - Rhode Island Lender License No. 20102698LL. Rhode Island Loan Broker License No. 20001144LB.
- South Carolina - South Carolina-BFI Mortgage Lender/Servicer License No. MLS-2764.
- South Dakota - South Dakota Mortgage Lender License #ML.05142
- Tennessee - Tennessee Mortgage License No. 109360
- Texas - Texas SML Mortgage Banker Registration
- Utah - Utah DRE Entity License No: 9777352
- Virginia - Virginia Lender License No. MC-1806. Virginia Broker License No. MC-1806.
- Vermont - Vermont Lender License No. 6266. Vermont Mortgage Broker License No. 0210 MB.
- Washington - Washington Consumer Loan Company License No. MLO-2764
- Wisconsin - Wisconsin Mortgage Banker License No. 2764BA
- West Virginia - West Virginia Mortgage Lender License No. ML-30789. West Virginia Mortgage Broker License # MB-2764.
- Wyoming - Wyoming Mortgage Lender/Broker License #2876
In Texas – PURSUANT TO THE REQUIREMENTS OF SECTION 157.007 OF THE MORTGAGE BANKER REGISTRATION AND RESIDENTIAL MORTGAGE LOAN ORIGINATOR ACT, CHAPTER 157, TEXAS FINANCE CODE, YOU ARE HEREBY NOTIFIED OF THE FOLLOWING CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE, SIGN AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEB SITE AT WWW.SML.TEXAS.GOV
In Maryland – THE COMMISSIONER OF FINANCIAL REGULATION FOR THE STATE OF MARYLAND WILL ACCEPT ALL QUESTIONS OR COMPLAINTS FROM MARYLAND RESIDENTS REGARDING TOTAL MORTGAGE SERVICES, LLC NMLS ID # 2764 AT 1100 NORTH EUTAW STREET SUITE 611 BALTIMORE, MD 21201, OR PHONE (410) 230-6077.
Visit NMLS Consumer Access for more information.