Shane Higgins

Shane Higgins

Senior Mortgage Banker NMLS #2020715

Cell Phone

(203) 415-2673

Direct Phone

(203) 707-5686

Branch Address

185 Plains Road
Milford, CT 06461
Branch NMLS# 2764

Shane was born and raised in Connecticut, splitting his time between our Branford CT and Leominster MA offices.  Due to of his many years of experience supporting the day-to-day business of top producers, Shane has an extensive knowledge base as he’s worked on hundreds of unique lending scenarios. This experience enables Shane to guide clients through a wide range of loan situations with confidence and expertise.

Shane stays well-informed about market trends and financing options, particularly those designed for first-time homebuyers and seasoned homeowners. He takes pride in delivering a smooth and rewarding home financing experience, prioritizing each client's success.

Outside of work, Shane enjoys spending quality time with family, friends, and his beloved dog, Duey. In his free time, you can often find him outdoors—whether playing golf, swimming, or hiking.

Shane is currently licensed in CT, MA, NH, NJ, FL and NJ(with more to come!)

Whatever your financing needs, Shane will help you find the solution!

 

 

What my clients say

In 2024, Shane guided my wife and I through the process of buying our first home together. Circumstances changed a year later and we were in a position where we needed a more accommodating place. Our first call....Shane Higgins. Without missing a beat...Shane guided us from the initial phone call all the way through closing. Leaning into his professionalism, expertise and dedication for a 2nd time all but solidified my belief that forever....we got our mortgage guy! Thanks Shane....for working tirelessly and effortlessly in ensuring such a smooth transition.

duquette j.

zillow

“Shane was fantastic to work with—knowledgeable, responsive, and always looking out for my best interests. He made the mortgage process smooth and stress-free from start to finish. Highly recommend!”\n

Mustafa Y.

thelenderlist

Extremely satisfied. Shane was supportive during the entire process. The timelines were right on track.

Evelyn P.

thelenderlist

Shane was very helpful and responsive even at the oddest hours. He answered our calls before during and after the closing to help us sort through all of our needs, and was very attentive to the getting us the best rate that he could

Hannah M.

thelenderlist

Shane made the process of buying our house much easier, by being responsive and answering all of our questions at all hours. Really was an easy person to work with before and after closing.

Tim

zillow

Shane was very helpful and responsive before during and after the closing process. He was attentive to the context in which we were buying, and did his best to get us a good rate. He was also very responsive in the oddest hours

Hannah M.

zillow

Wonderful team especially my loan officer Shane he's inspired me , you can see that he loves what he's doing. Very nice, very responsive, always ready to answer your questions, very methodic and professional. My process only take 30 days. It was a pleasure working with them .

Marline D.

thelenderlist

Very professional, respectful, responsive,very engaging. I close my mortgage in 30 days. I got the reference from my colleague and that will not stop there, I will definitely recommend him to anyone who wants to purchase a new house.

MarlineTida

zillow

Shane worked with me when other lenders didn’t. He worked with me for over a year.Every time a new property came up that I was interested in he was able to let me know where I stood with that property. He’s very honest and he always knew where I needed to improve my numbers to get where I needed to be. He was always a message or a Phone call away ready to answer all of my questions and concerns. If you’re looking for someone who knows how to guide you through the financial process of what it takes to purchase a home he is your guy. I highly recommend!

Amandalspencer84

zillow

This was my first time going through a mortgage process and it was much less stressful than I would have expected thanks to his manner, and his assistance. Took the time to answer any questions I had, I couldn't have asked for a better experience.

Tim

zillow

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shiggins@totalmortgage.com

(203) 415-2673