Joey Defrancisco

Joey Defrancisco

Mortgage Banker NMLS #2052750

Cell Phone

(203) 685-2743

Branch Address

185 Plains Road
Milford, CT 06461
Branch NMLS# 2764

As a licensed mortgage banker with Total Mortgage, I am dedicated to providing the right solutions for all of your home buying needs. Whether you’re a first-time buyer or a seasoned investor, my team is ready to assist and answer any questions along the way. We pride ourselves on being your local mortgage experts, which means we offer a personalized experience that other lenders can’t. We’ll sit down, address your specific needs, and create a financing plan to help you reach your goals as fast as possible. So don’t wait – give me a call today!

What my clients say

Joseph would work with my schedule as needed. He was very knowledable on all the different mortgage possibilities I could potentially obtain. He was simply amazing to have as a mortgage broker.

Miguel M.

encompass

Working with Joey & his team was an absolute pleasure from start to finish. As I approached the closing of my home, his team was incredibly responsive, transparent, and supportive every step of the way. They clearly explained the process, answered all my questions promptly, and ensured I felt confident and informed throughout. The entire experience was smooth and stress-free, which is saying a lot given how overwhelming homebuying can be. I felt like a priority the entire time, and their attention to detail made all the difference. I couldn’t be happier with how everything turned out, and I'm so grateful for their guidance and professionalism. Highly recommend!

Ashley J.

encompass

What made our experience great with Total Mortgage, our realtor, and our lender was their unwavering patience, care, and guidance throughout our first-time homebuying journey. It was a three-year process, but they never gave up on us. They promptly responded to our messages, emails, and phone calls—always ready to answer our questions and connect us with the right people. Most importantly, they celebrated our victory with us when we finally found our dream home. They shared in our excitement and respected our faith every step of the way. We are truly grateful for their support and dedication!

Sheilla R.

encompass

Joey was extremely easy to work with, and always answered all of our questions! Would 100% work with him again in the future! Very kind and welcoming!

Elisha B.

encompass

Joey was behind patient and helpful with us throughout this entire process and if it wasn't for him we probably would have given up entirely ! We would reccomend him to any and everyone!

Justin F.

encompass

Joe was professional, accessible, resourceful and pleasant. He kept me informed , on task and calm throughout the home buying process. It had been a pleasure working with him.

Denise G.

encompass

Joey was awesome ! Very knowledgable and available for my husband and I on our homebuying journey . He answered our questions in a manner that helped us truly understand the process. I would recommend Joey a million times over!

Lauren D.

encompass

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jdefrancisco@totalmortgage.com

(203) 685-2743