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Vermont

Are you planning to purchase property in Green Mountain State? Are you curious about the current mortgage rates Vermont? Welcome to Total Mortgage! We are here to escort you through the intricate maze of Vermont mortgage rates, matching your demands. Permit our group of professionals to extract the most suitable interest rates for your needs through the Vermont first-time home buyer and repeat home buyers plan. Our staff will evaluate your situation and help you navigate the process. Connect with us now to learn more about the Vermont first-time homebuyer grants and how they can help you enter your dream house!

Vermont mortgage rates today

The current 30-year fixed rate mortgage is as low as 6%.

Rate

6.000%

APR 6.462%

Est. Monthly Payment

$2158.38

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Rate

5.125%

APR 5.870%

Est. Monthly Payment

$2870.35

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Rate

5.625%

APR 6.595%

Est. Monthly Payment

$2257.73

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Rate

5.500%

APR 6.066%

Est. Monthly Payment

$2069.59

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Rate

5.375%

APR 6.670%

Est. Monthly Payment

$2015.90

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Last updated: September 6th 2025, 4:30pm EST. The above rates are current as of September 7th 2025, 8:27pm EST. The table is updated twice every day with the current mortgage rates.

Vermont Mortgage Rates FAQs

What is the average mortgage rate in Vermont?

 

As homebuyers, it is critical to verify mortgage rates in Vermont. Not only do these influence the percentage of housing expenditures that must be borrowed or refinanced in Vermont, but they also directly impact total living expenses for Vermont homeowners.

What are the current mortgage rates in Vermont?

 

The current mortgage rates Vermont are presented above. These are updated at least twice each day. 

Where can Vermont residents find the best mortgage rates?

 

Whether you aim for a basic Vermont first-time home buyer grant, the key to success lies in your attention to all factors. You can compare and evaluate the Vermont mortgage rates at our site to get the best rates.

Vermont Mortgage Rates FAQs FAQ Image
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Mortgage rates are volatile and subject to change without notice. All rates shown are for 30-day rate locks with two and a half points for a single family owner-occupied primary residence with 750 or higher FICO and 80 LTV over a 30-year loan term except where otherwise noted and are subject to mortgage approval with full documentation of income. The APR for a 30-year and 15-year conventional fixed-rate mortgage loans are calculated using a loan amount of $360,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, a $10 flood certification fee, and a $82 credit report fee.* 15-year conventional mortgage rates are calculated with a 15-year loan term.* The APR for jumbo mortgage rates is calculated using a loan amount of $500,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee, and a $82 credit report fee.* The APR for FHA mortgage rates is calculated using a loan amount of $360,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee, and a $82 credit report fee. Some rates and fees may vary by state.* The APR for adjustable rate mortgages (ARMs) is calculated using a loan amount of $360,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee and a $82 credit report fee. Some rates and fees may vary by state. Products are subject to availability on a state-by-state basis. By refinancing your existing loan, your total finance charge may be higher over the life of the loan.