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Colorado

Embrace the adventurous spirit in Colorado, a state renowned for its majestic Rocky Mountains, world-class skiing, and stunning scenery. Colorado offers a healthy lifestyle, a strong economy, and vibrant cities. Conquer your mountain of a mortgage with our competitive rates.

Colorado mortgage rates today

The current 30-year fixed rate mortgage is as low as 6%.

Rate

6.000%

APR 6.462%

Est. Monthly Payment

$2158.38

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Rate

5.125%

APR 5.870%

Est. Monthly Payment

$2870.35

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Rate

5.625%

APR 6.595%

Est. Monthly Payment

$2257.73

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Rate

5.500%

APR 6.066%

Est. Monthly Payment

$2069.59

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Rate

5.375%

APR 6.670%

Est. Monthly Payment

$2015.90

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Last updated: September 5th 2025, 4:30pm EST. The above rates are current as of September 7th 2025, 8:25pm EST. The table is updated twice every day with the current mortgage rates.

Colorado Mortgage Rates FAQs

What is the average mortgage rate in Colorado?

 

Colorado mortgage rates are the interest rates charged by lenders for home loans or refinances. These rates directly affect the total cost of borrowing for homeowners in Colorado.

What are the current mortgage rates in Colorado?

 

You may look at the current mortgage rates in Colorado above for each of our lending options. We update our rates twice a day to make sure you see an accurate representation of current mortgage rates.

How do Colorado interest rates affect mortgages in the state?

 

Colorado mortgage rates are significantly impacted by the health of the real estate market. The demand for houses, regional real estate values, and overall economic conditions are some of the variables influencing Colorado's current mortgage rates.

Where can Colorado residents find the best mortgage rates?

 

Examine the table to evaluate each program's monthly payments, annual percentage rate (APR), and mortgage rates to find out which one gives the best rates in Colorado.

How can Colorado borrowers lock in a favorable home interest rate?

 

Given the uptick in 30-year fixed rates, Colorado house hunters would be wise to invest time in obtaining the most favorable terms possible to maintain affordable ownership. Though a higher interest rate environment muddles estimates and makes planning more difficult, attentive research of moving foreign currency markets and inventive cost-cutting elsewhere can mitigate the impact of higher rates on budgets.

Colorado Mortgage Rates FAQs FAQ Image
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Mortgage rates are volatile and subject to change without notice. All rates shown are for 30-day rate locks with two and a half points for a single family owner-occupied primary residence with 750 or higher FICO and 80 LTV over a 30-year loan term except where otherwise noted and are subject to mortgage approval with full documentation of income. The APR for a 30-year and 15-year conventional fixed-rate mortgage loans are calculated using a loan amount of $360,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, a $10 flood certification fee, and a $82 credit report fee.* 15-year conventional mortgage rates are calculated with a 15-year loan term.* The APR for jumbo mortgage rates is calculated using a loan amount of $500,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee, and a $82 credit report fee.* The APR for FHA mortgage rates is calculated using a loan amount of $360,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee, and a $82 credit report fee. Some rates and fees may vary by state.* The APR for adjustable rate mortgages (ARMs) is calculated using a loan amount of $360,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee and a $82 credit report fee. Some rates and fees may vary by state. Products are subject to availability on a state-by-state basis. By refinancing your existing loan, your total finance charge may be higher over the life of the loan.