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Delaware

Discover the small-town charm and big-city convenience of Delaware. Enjoy a beautiful coastline, historic towns, and a tax-friendly environment. Delaware offers a strong job market and a relaxed lifestyle. Find your perfect place in Delaware with a fantastic mortgage rate.

Delaware mortgage rates today

The current 30-year fixed rate mortgage is as low as 6%.

Rate

6.000%

APR 6.462%

Est. Monthly Payment

$2158.38

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Rate

5.125%

APR 5.870%

Est. Monthly Payment

$2870.35

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Rate

5.625%

APR 6.595%

Est. Monthly Payment

$2257.73

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Rate

5.500%

APR 6.066%

Est. Monthly Payment

$2069.59

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Rate

5.375%

APR 6.670%

Est. Monthly Payment

$2015.90

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Last updated: September 6th 2025, 4:30pm EST. The above rates are current as of September 7th 2025, 8:28pm EST. The table is updated twice every day with the current mortgage rates.

Delaware Mortgage Rates FAQs

What is the average mortgage rate in Delaware?

 

Mortgage rates in Delaware are the interest rates paid to lenders for home loans and refinances. It may directly impact on the overall lending costs for the first time home buyer Delaware.

What are the current mortgage rates in Delaware?

 

For each of our loan types, you can examine the current mortgage rates Delaware above. To ensure that you see an accurate picture of current mortgage rates, we refresh our rates twice a day.

How do Delaware interest rates affect mortgages in the state?

 

The mortgage rates in Delaware have an impact on the overall cost of property ownership. Lower interest rates make homeownership more accessible and affordable for state citizens, while higher rates result in larger monthly payments and total loan expenditures.

Where can Delaware residents find the best mortgage rates?

 

By comparing current mortgage rates Delaware, annual percentage rates, and monthly payments for each of the items above, residents of Delaware may locate an affordable mortgage rate.

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Mortgage rates are volatile and subject to change without notice. All rates shown are for 30-day rate locks with two and a half points for a single family owner-occupied primary residence with 750 or higher FICO and 80 LTV over a 30-year loan term except where otherwise noted and are subject to mortgage approval with full documentation of income. The APR for a 30-year and 15-year conventional fixed-rate mortgage loans are calculated using a loan amount of $360,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, a $10 flood certification fee, and a $82 credit report fee.* 15-year conventional mortgage rates are calculated with a 15-year loan term.* The APR for jumbo mortgage rates is calculated using a loan amount of $500,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee, and a $82 credit report fee.* The APR for FHA mortgage rates is calculated using a loan amount of $360,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee, and a $82 credit report fee. Some rates and fees may vary by state.* The APR for adjustable rate mortgages (ARMs) is calculated using a loan amount of $360,000, two and a half points, a $495 application fee, $450 appraisal fee, $1,195 underwriting fee, $10 flood certification fee and a $82 credit report fee. Some rates and fees may vary by state. Products are subject to availability on a state-by-state basis. By refinancing your existing loan, your total finance charge may be higher over the life of the loan.