Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today’s options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Buy
Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Refinance
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today’s options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Rates
Resources
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Products
Navigate all our loan product options and find the perfect loan for you.
Customers
About
Massachusetts
Massachusetts, steeped in history and culture, offers a rich and fulfilling lifestyle for homebuyers. From Boston's urban vibrancy to serene coastal towns, it caters to diverse tastes. With excellent schools and job opportunities, it's an ideal choice. Be sure to compare our current rates to secure an affordable mortgage in Massachusetts.
About MassHousing
With a MassHousing Mortgage, you can receive up to $30,000 in down payment assistance for your next home. Here's how it works:
1
Get Approved
With our experts, you can check your eligibility in minutes and get matched with the best MassHousing loan for you.
2
Determine your assistance amount
Depending on your location in Massachusetts, our experts will provide exactly how much you can get in down payment assistance.
3
Start your home search
Once you get matched with a MassHousing loan, our experts will help you find the perfect home for you.
*Terms and conditions apply. Down payment assistance amount varies by location. Contact for more details.
Top MassHousing Loan Originators
These top originators of MassHousing Mortgage loans in 2025 are all experienced Total Mortgage lenders with a proven track record of success. They offer a wide range of loan products and services, and are committed to helping homebuyers achieve their dream of homeownership.
Platinum Level
50+ Loans Originated
Silver Level
20+ Loans Originated
Bronze Level
10+ Loans Originated
Loan Officers in Massachusetts
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