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Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today’s options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Programs
Navigate all our programs and find the perfect loan for you.
Buy
Apply Now
Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.
Purchase Rates
Know the rates, know your options. Start building your homeownership plan today.
Monthly Mortgage Calculator
Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.
Affordability Calculator
Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.
Refinance
Apply Now
Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.
Refinance Rates
Rates can change fast. See today’s options and discover potential savings on your mortgage.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Cash-Out Refinance Calculator
See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.
Rates
Resources
Calculators
Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.
Blog
Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.
FAQs
Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.
Loan Programs
Navigate all our programs and find the perfect loan for you.
Customers
About
Mortgage Calculators
Compare mortgage options, calculate payments, and determine how much home you can afford with Total Mortgage’s easy-to-use calculators. Get insights on your debt-to-income ratio and find answers to your homebuying questions—all in one place.
Each free, interactive mortgage calculator below will help you along the journey toward your homeownership goals.
Monthly Mortgage Calculator
Our monthly mortgage calculator will make your life easier by determining your monthly payments using your interest rate, down payment, credit score and more.
Purchase Budget Mortgage Calculator
Our purchase budget calculator considers a few key factors, including your household income, monthly debts (such as auto and student loan payments), and the down payment to determine how much you can afford.
Bi-weekly Mortgage Payment Calculator
Our bi-weekly mortgage payment calculator will show you how much you will save if you make ½ of your mortgage payment every two weeks instead of making a full mortgage payment once a month.
Extra Payment Mortgage Calculator
By making additional monthly payments you will be able to repay your loan much more quickly. The calculator lets you determine monthly mortgage payments, find out how your monthly, yearly, or one-time pre-payments influence the loan term and the interest paid over the life of the loan, and see complete amortization schedules.
Refinance Mortgage Calculator
Wondering how refinancing will affect your monthly payments? See how much you can save.
Mortgage Payoff Calculator
Use our Mortgage Payoff Refinance Calculator to see how refinancing can help you pay off your mortgage faster and save on interest. Compare loan options, calculate potential savings, and find the best strategy to become debt-free sooner.
Cashout Refinance Mortgage Calculator
Use our Cash-Out Refinance Calculator to see how much equity you can tap into. Estimate your new mortgage payment, compare loan options, and determine if a cash-out refinance is the right financial move for you.
Take the first step toward the right mortgage.
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