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Purchase Rates

Know the rates, know your options. Start building your homeownership plan today.

Monthly Mortgage Calculator

Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.

Affordability Calculator

Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.

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Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.

Refinance Rates

Rates can change fast. See today’s options and discover potential savings on your mortgage.

Refinance Mortgage Calculator

Wondering how refinancing will affect your monthly payments? See how much you can save.

Cash-Out Refinance Calculator

See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.

Today's Rates

Get a snapshot of today’s mortgage rates and see how they could impact your financing plans.

Find My Rate

Get a custom rate estimate in minutes. No guesswork, just real numbers.

Calculators

Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.

Blog

Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.

FAQs

Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.

Loan Products

Navigate all our loan product options and find the perfect loan for you.

Make A Payment

Need to make a payment? We make it easy to manage your mortgage anytime, anywhere.

Lower My Payment

Even small changes can lead to big savings. Discover ways to lower your monthly mortgage payment.

Contact Us

Have questions? We’re here to help.

(800) 359-1996 servicing@totalmortgage.com

Monday - Friday | 9am - 5pm

Our Story

Learn more about our mission to provide local lending expertise at the national level.

Careers

Stability, growth, culture, innovation. Join our story today.

Why join Total Mortgage?

From day one to closing day, see why home buyers choose Total Mortgage for a smooth lending experience.

Find A Loan Officer

See a list of our licensed Loan Officers that can help your home-buying situation.

Locate Your Closest Branch

We have branches across the country. Check to see if we’re in your neighborhood.

Buy

Apply Now

Ready to start your home buying journey? Apply now and get pre-approved for your mortgage.

Purchase Rates

Know the rates, know your options. Start building your homeownership plan today.

Monthly Mortgage Calculator

Get a clear picture of your monthly mortgage payment using your rate, credit score, and down payment information.

Affordability Calculator

Not sure what fits your budget? This calculator factors in your income, debts, and down payment to help you find the right price range.

Refinance

Apply Now

Ready to lower your rate or tap into your equity? Apply now and start your refinance journey with confidence.

Refinance Rates

Rates can change fast. See today’s options and discover potential savings on your mortgage.

Refinance Mortgage Calculator

Wondering how refinancing will affect your monthly payments? See how much you can save.

Cash-Out Refinance Calculator

See how much equity you can tap into. Estimate your new mortgage payment and compare loan options.

Rates

Today's Rates

Get a snapshot of today’s mortgage rates and see how they could impact your financing plans.

Find My Rate

Get a custom rate estimate in minutes. No guesswork, just real numbers.

Resources

Calculators

Free, interactive mortgage calculators that can help you along the journey toward your home ownership goals.

Blog

Learn more. Stress less. Our blog breaks down what you need to know to buy, refinance, or plan ahead.

FAQs

Check out our FAQs to learn more about Total Mortgage, mortgage lending, home refinancing, and more.

Loan Products

Navigate all our loan product options and find the perfect loan for you.

Customers

Make A Payment

Need to make a payment? We make it easy to manage your mortgage anytime, anywhere.

Lower My Payment

Even small changes can lead to big savings. Discover ways to lower your monthly mortgage payment.

Contact Us

Have questions? We’re here to help.

(800) 359-1996 servicing@totalmortgage.com

Monday - Friday | 9am - 5pm

About

Our Story

Learn more about our mission to provide local lending expertise at the national level.

Careers

Stability, growth, culture, innovation. Join our story today.

Why join Total Mortgage?

From day one to closing day, see why home buyers choose Total Mortgage for a smooth lending experience.

Find Us

Find A Loan Officer

See a list of our licensed Loan Officers that can help your home-buying situation.

Locate Your Closest Branch

We have branches across the country. Check to see if we’re in your neighborhood.

Ridgefield, CT NMLS# 1006514

(203) 431-2600

thastings@totalmortgage.com

23 Catoonah Street, Ridgefield, CT - 06877

Our Ridgefield retail office services the tri-state area and strives to make the financing process easier by providing a personal touch. Available by phone, e-mail, text, and yes, even in person, our loan officers are ready to help you. We are real people active in our local communities.

Whether you need advice, a free mortgage pre-approval, or just a cup of coffee, our team is here. Contact us or stop by today.

Our Team

Terry Hastings

Branch Manager/VP, Mortgage Loan Originator

NMLS# 22313

Adam Falis

Mortgage Loan Originator

NMLS# 216485

Carolina Callaghan

VP, Mortgage Loan Originator

NMLS# 97328

Dana McNerney

Mortgage Loan Originator

NMLS# 638911

Dante Vitolo

Mortgage Banker

NMLS# 2626134

Diana Aveiga

Mortgage Banker

NMLS# 2528723

Don Luth

Senior Mortgage Loan Originator

NMLS# 134635

Donald Rossi

Mortgage Banker

NMLS# 295028

Jessica Hastings

VP, Mortgage Loan Originator

NMLS# 1603259

Mark Zaia

VP, Mortgage Loan Originator

NMLS# 70490

Stephen McFarlin

Senior Mortgage Banker

NMLS# 38922

The selection you need at the interest rate you want.

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Testimonials

Anthony W.

Steve was extremely professional and took charge of the ball and got us to the goal line.He was very much in touch with us constantly. We needed to get a few promise of mortgage due to being outbid on a few homes. Every one of his associates I had the pleasure of working with were excellent

Testimonials

German C.

Carolina and her team are very profesional and make the purchase of my house easy and stress free! \nthank you

Testimonials

Lauren K.

Don was amazing start to finish. We continue to use him time and time again because his wealth of knowledge, sage advice and trustwortiness is invaluable. He made himself available for any questions anytime and went above and beyond to help us. We will be forever grateful . Thank you Don!

Testimonials

Chris K.

He always makes the process so seamless and transparent. he treats The relationship as a true partnership and not only provides valuable advice but really invest in make sure I feel like I have all the information I need to make an infomed decision - he has a wealth of knowledge that he doesn't hold to himself and there is no other person I would go to for lending - incredible service and incredible insight and wouldn't be able to accomplish what I want to accomplish without him